In today’s banking environment, regulatory frameworks are growing ever more stringent and fast-evolving. The tightening compliance requirements stand in striking tension with the surging demand for business innovation. Commercial banks are confronted with various challenges across core areas including compliance management, product innovation, risk prevention and control, institutional restructuring, and dispute resolution. Amid strict adherence to regulatory requirements issued by authorities such as the People’s Bank of China and the National Financial Regulatory Administration, how to advance digital transformation, optimize credit structures, mitigate systemic risks, and develop distinctive business lines has emerged as a core priority for the management and compliance departments of all types of banks—ranging from large state-owned banks, joint-stock commercial banks, city commercial banks, and rural commercial banks to branches of foreign banks.

The Banking and Finance Team of Zhonglun W&D Law Firm has developed  profound expertise in the banking sector through years of practice, offering end-to-end legal services to clients across the banking industry. With an acute grasp of the latest legislative, judicial and regulatory updates in the banking field, the team boasts an intimate understanding of industry trends and emerging transaction structures—encompassing credit management, the new asset management regulations, consumer rights and interests protection and fintech supervision. Leveraging efficient cross-regional collaboration and dedicated professionalism, we deliver not only compliant and forward-looking legal services, but also commercially sound, risk‑aware solutions rooted in industry practices. We are dedicated to assisting banking clients building secure, resilient and regulation-compliant operational systems. Based on comprehensive risk prevention and control, we support our clients in driving business transformation, elevating compliance efficiency and fostering sustainable, long-term growth.