Industries

Insurance

Basic Overview

Zhonglun W&D Law Firm has long been dedicated to the insurance sector and is widely recognized as one of the leading teams in the field. With a profound grasp of China’s insurance regulatory framework and market dynamics, our team brings together lawyers who combine global perspectives with hands-on practices, enabling us to deliver end-to-end, high-value legal services across the entire insurance industry chain. Our clients include state-owned and private insurance groups, P&C and life insurers, reinsurers, insurance asset management companies, and a wide range of insurance intermediaries. Leveraging our expertise in areas such as insurance institution establishment, compliance governance, fund utilization, cross-border mergers and acquisitions, and dispute resolution, Zhonglun W&D Law Firm’s Insurance Practice has earned consistent recognition from world-renowned legal rating agencies such as Chambers and Partners and The Legal 500 for many consecutive years.

Services

  • 1. Legal Services for theEstablishment and Governance of Insurance Institutions


    • Preparation for and establishment of insurance companies, insurance asset management firms, and various types of insurance intermediaries (including brokers, agents, and loss adjusters)
    • Establishment of branch offices and compliance approval procedures
    • Design of corporate governance frameworks, formulation of articles of association, and development of internal compliance systems


  • 2. Legal Services forMergers & Acquisitions, Restructuring, and Capital Operations

    • Equity transfers, capital and share increases, mergers, divisions, restructuring, and initial public offerings (IPOs) of insurance companies
    • Equity acquisitions and strategic investments in insurance intermediaries
    • Introduction of domestic and international strategic investment
  • 3. Legal Services for theUtilization of Insurance Funds

    • Equity, debt, and portfolio investments
    • Investments in real estate and infrastructure projects
    • Investments in financial products and compliance services for innovative models
  • 4. Legal Services forInsurance Dispute Resolution

    • Disputes over property, liability, and credit guarantee insurance contracts
    • Disputes over life, health, accident, and other personal insurance contracts
    • Disputes over reinsurance, coinsurance, subrogation, and insurance intermediary contracts
    • Disputes over insurance contracts for transportation by sea and by waters connected to sea
    • Disputes over credit insurance claim in both domestic trade and import-export transactions
  • 5. Long-term and Compliance Legal Services

    • Daily legal advisory and risk mitigation services for various insurance institutions
    • Compliance review of insurance terms, product filings, and regulation
    • Compliance assessments for online insurance, cooperation models, and innovative business initiatives
  • 6.Other SpecializedLegalServices

    • Legal services for financing initiatives and strategic partnerships of insurance institution
    • Design of mediation and settlement frameworks for insurance-related disputes 

Service Performance

  • Providing long-term and compliance legal services for the People’s Insurance Company (Group) of China Limited and its subsidiaries
  • Providing long-term and compliance legal services for China Life Insurance Company Limited and its subsidiaries
  • Providing long-term and compliance legal services for China Taiping Insurance Group Ltd. and its subsidiaries
  • Providing long-term and compliance legal services for Taikang Insurance Group Inc. and its subsidiaries
  • Providing legal services to Taishan Property & Casualty Insurance Co., Ltd. for its project of introducing the foreign investment of ERGO Group
  • Providing legal services to Taiping Pension Co., Ltd. for its project of introducing the foreign investment of Ageas Insurance International NV
  • Providing legal services to SINATAY Life Insurance Co., Ltd. for its project of introducing shareholders, including Wuchan Zhongda Group Co., Ltd. and three other state-owned enterprises
  • Providing legal services to Qomolangma Property & Casualty Insurance Co., Ltd. for its project of introducing class shareholders
  • Providing legal services to PICC Health Insurance Co., Ltd. for its corporate governance project
  • Providing legal services to China Life Asset Management Company Limited for its issued or invested equity, debt, trust and debt-to-equity investment plans
  • Providing legal services to BOC Samsung Life Insurance Company Limited for its invested debt, trust, and debt-to-equity investment plans, as well as its wealth management products
  • Providing legal services to the People’s Insurance Company (Group) of China Limited for a death compensation case involving two employees under the accidental injury insurance contract for construction workers in the China-aided Libya oil project 
  • Providing legal services to the Beijing branch of PICC Property and Casualty Company Limited for a death compensation case involving three employees under the comprehensive accidental injury insurance contract for construction personnel of Jilin Province Construction Group Co., Ltd. (in the Henan Expressway construction project)
  • Providing legal services to the Beijing Branch of China Life Insurance Company Limited for its personal insurance contract dispute with Jin Yize